FNB Mozambique S.A., a subsidiary of the FirstRand Group, began its operations in Mozambique in 2007 with the acquisition of Banco de Desenvolvimento e Comércio (BDC). Focusing on providing financial services to the Mozambican business sector, FNB Mozambique is a Corporate and Investment Bank that also operates in the retail and commercial banking space. It offers solutions in Leasing and Asset Financing, Transactional and Commercial Solutions, Short-Term Insurance, and Memorandums of Understanding. We operate through a network of 15 branches across 8 provinces in the country, more than 40 FNB ATMs, approximately 1,170 SIMO ATMs, including several ADTs and POS. Our services are complemented by various electronic payment functionalities, including Online Banking, cash collection services, Host-to-Host integration with corporate client financial systems, payment reference validation, mobile payments, and ATM payments. We are driven by a strong Customer-Centric culture and an independent banking system that helps us tailor our products and solutions to meet the needs of our customers, making them accessible to all.